With the Chase +1SM credit card program, points are known as Karma Points. They are called Karma Points because, in addition to using these points to get stuff for yourself, you can also choose to share them with friends or give them to causes. With more ways to earn coming soon, here's how you can currently earn Karma Points:
1 Karma Point is approximately $1 in retail value for redemptions at the Chase +1 store.
Make your first purchase with your Chase +1 credit card (20 Karma Points)
Once your Chase +1 card is activated, you will receive 20 Karma Points after you make your
first purchase with the card.
1
1 Karma Points will be posted at ChasePlus1.com. Please allow 6 to 8 weeks after each activity for which you will earn Karma Points for the points to post. In order to earn and redeem Karma Points through the Program, you must be a Chase +1 cardmember, activate your credit card, and register your Account. If you do not register your card prior to earning Karma Points, the Karma Points earned will be forfeited unless you subsequently register your Account within six months of the date the Karma Points were earned. See the Chase +1 Student Credit Card Program Rules and Regulations for complete details.
Pass the Credit Essentials Quiz (5 Karma Points)
After your Chase +1 card is registered at ChasePlus1.com, you have the opportunity to earn 5
Karma Points when you take and pass the
Credit Essentials Quiz.
Pay your bill on time (2 Karma Points every month)
You will receive 2 Karma Points each time you pay your bill on time.
Pay your bill on time for six months in a row (8 additional Karma Points)2
If you pay your bill on time for six months in a row you will receive 8 additional Karma Points.
2 Not to exceed more than 16 Karma Points per 12 month period.