With Chase +1, points are known as Karma Points. We call them Karma Points because you can choose to share them with friends or give them to causes. Of course, you can always decide to use these points to get stuff for yourself. With more ways to earn coming soon, here's how you can currently earn Karma Points:

1 Karma Point is approximately $1 in retail value for redemptions at the Chase +1 store

Make your first purchase with your Chase +1 card (20 Karma Points)
Once your Chase +1 card is activated, you will receive 20 Karma Points after you make your first purchase with the card.

Pass the Credit Essentials Quiz (5 Karma Points)
After your Chase +1 card is registered at ChasePlus1.com, you have the opportunity to earn 5 Karma Points when you take and pass the Credit Essentials Quiz.

Pay your bill on time (2 Karma Points every month)
You will receive 2 Karma Points each time you pay your bill on time.

Pay your bill on time for six months in a row (8 additional Karma Points) If you pay your bill on time for six months in a row you will receive 8 additional Karma Points. ¹

¹ Not to exceed more than 16 Karma Points per 12 month period.

Get Exclusive Member Benefits
Music, movies, Ticketmaster gift cards, VIP movie screening tickets, spring break discounts and more.

Get Facebook Branded Product
Facebook t-shirts, iPod speakers and more.

Share points with friends

Give points to causes

Get Educated with Credit & Money Management Tips
Chase +1 makes it easy for you to become a responsible cardholder by providing you with the resources you need to start building and maintaining good credit today. Some of the tools, services and information available to you are:

Rules Of Good Finance - Learn 15 simple pieces of advice that will help you build and maintain good credit.

Credit Terms - Browse the definitions of key finance and credit terms to help you better understand some of the terms used by banks.

Chase Account Management Tools - These simple tools found on Chase.com will help you save time and money.