With the Chase +1 credit card program, points are known as Karma Points. They are called Karma Points because, in addition to using these points to get gift cards for yourself, you can also choose to share them with friends or give them to causes. Here's how you can currently earn Karma Points:

1 Karma Point is worth $1 in gift card value for redemption at the Chase +1 store.

Make your first purchase with your Chase +1 card (20 Karma Points)
Once you enroll in the Karma Points program and register your Chase +1 card, you will receive 20 Karma Points after you make your first purchase with the card.

Pass the Credit Essential Quiz (5 Karma Points)
After your Chase +1 card is registered at ChasePlus1.com, you have the opportunity to earn 5 Karma Points when you take and pass the Credit Essentials Quiz.

Pay your bill on time (2 Karma Points every month)
You will receive 2 Karma Points each time you pay your bill on time.

Pay your bill on time for six months in a row (Additional 8 Karma Points) Each time you pay your bill on time for six consecutive months, you will receive an additional 8 Karma Points. ¹

¹ Not to exceed more than 16 Karma Points per 12 month period.

Get Exclusive Member Items
Points can be redeemed for a variety of items in the Chase +1 Store.

Share points with friends

Give points to causes

Get Educated with Credit & Money Management Tips
Chase +1 makes it easy for you to become a responsible cardholder by providing you with the resources you need to start building and maintaining good credit today. Some of the tools, services and information available to you are:

Rules Of Good Finance - Learn 15 simple pieces of advice that will help you build and maintain good credit.

Credit Terms - Browse the definitions of key finance and credit terms to help you better understand some of the terms used by banks.

Chase Account Management Tools - These simple tools found on Chase.com will help you save time and money.